Physical Damage & Cargo Coverage

Protect your truck, trailer, and every load you haul all in one tailored plan.

About the Service

Physical damage and cargo insurance safeguard your equipment and freight from collision, theft, fire, reefer breakdown, and other losses. One accident shouldn’t put your business at risk and with the right plan, it won’t.

What We Provide:

Collision & comprehensive coverage

Trailer, attached equipment, and tow coverage

Cargo coverage for all major freight types

High-value load and specialty cargo options

Reefer breakdown coverage

Theft & vandalism protection

Physical damage truck insurance coverage
Cargo insurance for commercial trucking operations
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Trailer and freight insurance protection

Key Benefits

Protects your income and equipment

Customized deductibles & coverage limits

Markets that understand small fleet operations

Support for specialized freight (reefer, hazmat, intermodal)

Frequent Asked Questions

  • Yes, your trucking company is liable for the freight you haul. Brokers do NOT cover you.

  • Yes. We cover owned, leased, and rented trailers.

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Join the Movement. Get a Quote Today.

We’re helping 4,000+ small fleets nationwide get fair coverage.

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