Physical Damage & Cargo Coverage
Protect your truck, trailer, and every load you haul all in one tailored plan.
About the Service
Physical damage and cargo insurance safeguard your equipment and freight from collision, theft, fire, reefer breakdown, and other losses. One accident shouldn’t put your business at risk and with the right plan, it won’t.
What We Provide:
✔ Collision & comprehensive coverage
✔ Trailer, attached equipment, and tow coverage
✔ Cargo coverage for all major freight types
✔ High-value load and specialty cargo options
✔ Reefer breakdown coverage
✔ Theft & vandalism protection
Key Benefits
✔ Protects your income and equipment
✔ Customized deductibles & coverage limits
✔ Markets that understand small fleet operations
✔ Support for specialized freight (reefer, hazmat, intermodal)
Frequent Asked Questions
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Yes, your trucking company is liable for the freight you haul. Brokers do NOT cover you.
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Yes. We cover owned, leased, and rented trailers.