Can risk management lower my insurance premium?

Yes. Strong safety scores and loss prevention strategies often lead to lower long-term insurance premiums.

Do you work with fleets under 4 trucks?

Yes. Aronson Group specializes in owner-operators and small fleets.

How Much Does Dry Van Insurance Cost?

Sep 8

Dry van truck insurance costs and savings for 1–4 truck operators

Across 1280 verified 1–4 truck dry van placements, Aronson Group clients pay a median of about $13,425 per truck per year — roughly $1,119 a month — with half of all operators between $746 and $1,467 a month per truck. 1090 of those placements are single-truck operations. And renewals hold: across 214 tracked renewals in this segment, the median change was +6.2%, and 33% of renewals actually went down.

Dry van is the most common operation in trucking — and the deepest segment in our book at 1,280 verified 1–4 unit placements, 1,090 of them single-truck. That depth matters: when a carrier underwrites your dry van file, we already know what that carrier does with files like yours, because we've placed a thousand of them.

Aronson Group is a truck insurance specialty agency trusted by 5,000+ trucking companies across 45+ states — 98% of placements are 1–4 unit companies. One intake gets your dry van file in front of multiple A-rated markets — Great West, Progressive, GEICO, Acuity, Nirvana, Cover Whale, BHHC, Northland, and Canal — and we place you where you fit best.

Below are documented before-and-after examples from our published savings library — real prior premiums vs. what we placed the operator at for comparable coverage.

Real Results

Verified single-truck placements from our before-and-after savings library.

  
    
  
      State
      Prior Premium
      New Premium
      Saved / Year
      % Saved
    

  
      CO
      $20,916
      $9,817
      $11,099
      53.1%
    

      GA
      $17,412
      $8,042
      $9,370
      53.8%
    

      MN
      $14,952
      $6,218
      $8,734
      58.4%
    

      TX
      $20,400
      $11,789
      $8,611
      42.2%
    

      OH
      $20,400
      $11,892
      $8,508
      41.7%
    

      OR
      $20,400
      $12,416
      $7,984
      39.1%
    

      CO
      $16,800
      $9,819
      $6,981
      41.6%
    

      MI
      $20,400
      $13,508
      $6,892
      33.8%
    


  
  

State	Prior Premium	New Premium	Saved / Year	% Saved
CO	$20,916	$9,817	$11,099	53.1%
GA	$17,412	$8,042	$9,370	53.8%
MN	$14,952	$6,218	$8,734	58.4%
TX	$20,400	$11,789	$8,611	42.2%
OH	$20,400	$11,892	$8,508	41.7%
OR	$20,400	$12,416	$7,984	39.1%
CO	$16,800	$9,819	$6,981	41.6%
MI	$20,400	$13,508	$6,892	33.8%

FAQ

How much does dry van insurance cost for one truck?

Across 1280 verified 1–4 truck placements, the median is about $13,425 per truck per year ($1,119/month), with half of operators between $746 and $1,467 a month per truck. State, radius, driving record, and cargo set your exact number.

Why is my dry van insurance so expensive?

Usually it's carrier access, not your driving. If your agent only quotes a couple of carriers, your price has nowhere to fall. Unnecessary federal filings and misclassification also inflate premiums.

What happens to dry van premiums at renewal?

Across 214 tracked dry van renewals, the median change was +6.2% — and 33% went down. We re-shop files at renewal instead of re-issuing them.

What carriers quote dry van operations?

We shop multiple A-rated markets — including Great West, Progressive, GEICO, Acuity, Nirvana, Cover Whale, BHHC, Northland, and Canal — and place you with the best fit. That access is why 5,000+ trucking companies trust us.

How fast can I get a dry van insurance quote?

Get an estimated indication by email in about 60 seconds, or call our 24/7 quote line — 563-278-3399 — and a licensed producer follows up within 24 business hours.